Fairfax Financial Holdings (FFH.TO / FRFHF) — Sum-of-the-Parts Workbook

Source data: Q1 2026 earnings release (April 30, 2026). All figures in USD. "Canadian Berkshire" run by Prem Watsa since 1985 — insurance + global investment portfolio + associates.
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Method & caveats — Fairfax is structurally different from BRK/MKL: (1) Reports in USD despite TSX listing. Use FRFHF or convert FFH.TO from CAD. (2) US 13F is only ~$2.1B — most of Fairfax's $40B+ investment portfolio is non-US-listed (Eurobank in Greece, Fairfax India in India, private associates). Modeled as separate non-US block. (3) Major private associates include Recipe Unlimited, Quess, Atlas (Poseidon), Fairfax India, Stelco — these are equity-method investments, valued at carrying value × haircut. (4) Q1 2026 underwriting profit $381.6M (CR 94.1%). Book value $1,250.14/share. ~22.4M diluted shares.

Valuation presets

Live SOTP per share

US-listed equity
$0
+ Non-US / private associates
$0
+ Operating segments
$0
+ Cash + fixed income + float
$0
– Debt
$0
Implied equity value
$0
÷ Shares
22.4M
SOTP / share
$0
FRFHF mkt ($USD)
$2,300
Premium / (discount)

1. US-listed equity portfolio (Q4 2025 13F · $2.08B)

Corporate tax rate: % Tax recognition: %
TickerCompanyShares (M)Price ($)Mkt val ($M)Cost / shGain ($M)Tax ($M)After-tax ($M)
Totals

2. Non-US listed + private associates (carrying value × haircut)

HoldingRegion / typeCarry value ($M)Haircut %SOTP value ($M)
Total non-US / private
Why this is a separate section
Fairfax has historically been >50% non-US in its equity/associate book. These don't appear in 13F filings (which only require US-listed equity disclosure). Carrying values pulled from quarterly disclosures and most-recent annual letter. Soft numbers — refine from the 2025 Annual Report / Q1 2026 supplement.

3. Operating segments (Q1 2026 × P/E)

SegmentWhat it isQ1'26 ($M)Annualized ($M)P/EValue ($M)
Total

4. Cash, fixed income & float

LineSourceCarry ($B)Haircut %SOTP value ($B)
Total

5. Debt

BorrowerTypeFace ($M)SOTP value ($M)
Total

Share count & market

Diluted shares (M)M
Current FRFHF price (USD)$
Book value per share (Mar'26)$1,250.14
Not investment advice. Sources: Fairfax Q1 2026 earnings release (Apr 30, 2026), Q4 2025 13F, fairfax.ca.